Portal, app, and card.
Built for your brand.

Benefits in kind, meal allowances, mobility budgets, or vouchers, without having to build payment processing, tax logic, and compliance yourself.

Palary unites payment processing, compliance, and benefits in one infrastructure.

Live in production

30.000+

Employees

2.000.000+

Transactions

3

Active Platforms

The portal your customers
use every day.

Pre-configured. Under your brand.

Add employees

Add individually or import via CSV. Every employee gets instant access.

Issue the card

Virtual card instantly, physical on request, individually or in batch.

Assign benefits

Set benefit types and spending limits per employee. As a matrix, clear and in one step.

Top up

Set the amount and schedule, one-time or monthly. A guided flow.

Two paths. Both production‑ready.

Full white‑label or your own interface via the API. Both paths are ready to use from day one.

Your product. Our infrastructure.
Portal, wallet app, and Visa card come pre‑configured, under your brand.

Portal
Desktop‑first, with your logo, colors, and your own domain
App
Multi‑benefit wallet for cards, transactions, and balances
Card
Visa, virtual instantly, physical on request
Compliance
Sachbezug, tax-free, GDPR, built in
api.palary.io
Request
POST /v2/companies/{id}/topuporders 
{
  "interval": "monthly",
  "name": "JUN-2026-BENEFITS",
  "employees": [{
    "employeeId": "emp_a9c2f1",
    "benefitInKindAmount": 11000
  }]
}
Sending…
Response
Bereit 

                      

                    

                    

                      
                      Card data never touches your servers. PAN, CVV, and expiry date are transmitted exclusively via Palary‑hosted pages.
                    

                  

                

                

                  
Your own interface. Palary in the background.
You build your interface. Palary handles payment processing, compliance, and card infrastructure in the background.

                  
                    View developer documentation
                    
                  
                  

                    

                      
                      
Security
Card data never touches your servers

                    

                    

                      
                      
API
Fully documented, sandbox from day one

                    

                    

                      
                      
Control
Limits and usage rules per benefit

                    

                  

                

            

          

        

      

    


    
    

      

        

          

            
Build or Buy

            
Building it yourself means months,
 not weeks.

            
Your own card issuance, payment processing, and EU compliance require licenses, a banking partner, and development before the first card ships.

            
Palary doesn’t sell benefits. Palary delivers the infrastructure for them. Your brand, your customer relationship, your product. Palary stays underneath.

          

          

            
You don’t build alone.

            
We accompany the integration from connection to go-live.

            
            Talk to our team
          

        

        

          

            

              Documentation and sandbox from day one
              Support after go-live
              A dedicated contact throughout integration
            

            
          

        

      

    


    
    

      

        

          

            
Infrastructure, not
 custom development.

            
See in 30 minutes what Palary takes over for your platform.

            
          

          

            
          

        

      

    


    
    

      

        

          
What CPOs and CTOs ask.

          
Whatever remains unclear, we'll address directly with your setup.

        


        

          

            
              What does our team need to build ourselves?
              
            
            
With white-label: nothing. Portal, app, and card come pre-configured. With the API integration, you have full control over the interface, Palary delivers the logic in the background.

          


          

            
              Who carries the regulatory responsibility?
              
            
            
Palary operates through a licensed EMI partner. You don’t need your own EMI license.

          


          

            
              Can we use individual modules?
              
            
            
Yes. Payment processing, compliance logic, and benefit management can be integrated individually or combined.

          


          

            
              Where do our developers find the documentation?
              
            
            
Full API reference, integration guide, and sandbox access at developer.palary.io.

          


          

            
              How long does integration take until go-live?
              
            
            
Most platforms go live within a few weeks. Our team supports the integration from the first request through go-live, with documentation and sandbox access from day one.

          


          

            
              Where is employee data processed?
              
            
            
All employee data is processed GDPR-compliant within the EU. The payment infrastructure runs through a regulated EMI partner with a European license.